Turn outstanding invoices into instant capital
No banks. No collateral. Just fast, flexible finance designed for African businesses.
Why Sellers Choose WareFlow
The fastest, most flexible way for African businesses to unlock working capital.
Get 90% of Invoice Value Instantly
Access up to 90% of your invoice value within 24 hours—no more cash flow gaps.
No Bank Involvement
No bank queues, no paperwork. 100% digital and hassle-free process.
Simple 3-Step Online Process
Upload invoice, get verified, receive funds. It's that easy.
Transparent Fees from 2.5%
Know your costs upfront. No hidden charges or surprises—just fair, simple pricing.
Backed by Financial Institutions
Partnered with leading African banks and investors for maximum trust and reliability.
Only a Limited Number Onboarded Monthly
Apply now—slots fill up fast. We prioritize quality partnerships with growing businesses.
How Invoice Factoring Works
Get funded in 4 simple steps—no collateral, no waiting, just fast cash flow.
Upload Your Invoice
Submit your unpaid invoice through our secure digital platform—no paperwork needed.
Instant Verification
Our AI-powered system verifies your invoice and buyer's creditworthiness in minutes.
Get Funded Next Day
Receive up to 80% of your invoice value in your account within 24 hours.
Repay When Paid
When your buyer pays, we collect the invoice amount and release your remaining 20% minus fees.
Ready to unlock your cash flow? Apply now and get funded within 24 hours.
Get StartedWho Can Apply?
WareFlow is designed for African businesses ready to unlock cash flow and grow. Check if you qualify below.
Registered Business
Your business must be registered with valid documentation.
Required6+ Months Operating
You should have at least 6 months of active business operations.
RequiredRecent Bank Statements
Provide your last 6 months of business bank statements.
RequiredValid Invoices to Reputable Buyers
Submit invoices issued to creditworthy customers or buyers.
RequiredReady to unlock your cash flow? Check your eligibility and apply in minutes.
Check EligibilityFrequently Asked Questions
Everything you need to know about unlocking cash flow with WareFlow's invoice financing
Ready to unlock your cash flow? Apply now and get funded within 24 hours.
Apply NowTrusted by over 500 growing African businesses.
"We got funded in 2 hours — no paperwork, no stress."
– SME Owner, Nairobi